Many of these processing machines have built in pinpads to allow the merchant to accept debit cards without purchasing a separate pinpad. The price range for a credit card processing machines with a built in printer is around $275 - $900, depending on the model and the options that are needed. They are slightly more expensive that the credit card processing machines that don't have attached printers, but they are still available at a reasonable cost. They consist of a single unit that is able to issue a receipt to the customer at the time of the sale as well as process the customers card. Terminals with Printers:Ĭredit card machines that include an integrated impact or thermal printer are most common in the retail marketplace. These credit card terminals are an industry standard, and are two of the most common machines in the credit card processing industry. The most popular terminals in this category are the Verifone Tranz 330 and Verifone Tranz 380. The printer-less credit card machines are the cheapest processing machines available, ranging in price from $200.00 - $450.00, for a new machine, and $150.00 - $300.00 for a refurbished unit. This option is very effective for mobile businesses such as landscaping, plumbing, locksmiths, electrical contractors etc, who do not want to pay the high price of a wireless credit card machine but still need the ability to process a transaction at the time and place of sale. They are also commonly used in a mobile environment where the credit card number is called in to a central location and the number is keyed into the credit card machine, by another person. Business to Business Merchant Accounts (B2B)Ĭredit Card Machine Information and Details Terminals Without Printers:Ĭredit card terminals without printers are commonly used in mail order or phone in order business where the merchant does not need to issue a paper receipt to his customer at the time of sale.Internet Merchant Accounts - Online and Ecommerce Credit Card Processing.Retail Merchant Accounts - Swiped Entry.Types of Credit Card Processing Merchant Accounts Each stylist or Masseuse can have their own merchant account for their own customers, which will help avoid complicated paperwork at the end of the month. This is very common for Massage, Hair Styling and similar type businesses. There may be other terminals such as Linkpoint or Thales that can handle multiple merchant accounts but these listed are the most commonly used.Īnother reason that a merchant might want a terminal that can handle multiple merchant accounts is their type of business needs several merchant accounts. These terminals are: Nurit 2085, Nurit 3020, Nurit 3010, Nurit 8000, Omni 3750, Omni 3740, and the Verifone Tranz 380x2. There are several credit card terminals that can handle multiple merchant accounts. This may sound more expensive, but is usually a cheaper way to process if the keyed and swiped transaction volumes are about equal. Many mobile businesses would benefit best from a wireless credit card machine, providing that their processing volume supports the high cost of the wireless terminal, and there is sufficient cellular coverage in their area.īusinesses that both swipe their credit cards and key their credit cards in, may benefit from having 2 merchant accounts processing through the same terminal. Most merchants that are planning on keying in their transaction would need a terminal without an attached printer, while merchants who operate a retail type environment would need a credit card machine with an integrated printer.
The most popular brands of credit card equipment in the US are Verifone, Hypercom, and Lipman. For a history of credit card terminals, take a look at the credit card terminal timeline.ĮMV is coming, view all available EMV credit card terminals and processing equipment. The type of credit card machine that a merchant needs is determined by the type of business and style of credit card processing that the merchant is planning on doing. There are many different styles and prices of credit card machines in today's industry.
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